Qura Insure Blog
Plain-English guides to term life, health and corporate insurance from the Qura Insure team.
A practical comparison for salaried home loan borrowers: how decreasing term cover follows a reducing schedule at a lower premium, why level term cover keeps the payout constant for living costs and childcare, what bank-bundled home loan cover typically pays, and a fully reproducible worked example with labelled interest rate and repayment assumptions.
A plain-language explainer on the four health insurance waiting periods under IRDAI's Insurance Products Regulations 2024: the 30-day initial period, the 36-month pre-existing disease cap with its 36-month lookback definition, specific illness waits of 24 to 36 months, maternity timelines where the benefit is included, and how group policies may differ by contract.
